Get your financing in place first. Having a fully underwritten mortgage approval gives you an advantage over competing home offers. It may seem complicated, but with current technology and the right lender it really only takes minimal effort to add this powerful piece of your home purchase offer.
Plus, knowing your budget for monthly payments and closing costs enables you to move quickly and confidently when you find the perfect home. Having your loan approved before you start shopping keeps your focus in the right place once you enter escrow; doing your due diligence on your new home and packing boxes to prepare for moving!
At The Avenue, we trust Sam May at Movement Mortgage to deliver for our clients and our team. Sam will get your fully underwritten approval and we trust his service and he always offers the most competitive rates and creative financing options. So before you start shopping for your new home, schedule a few minutes to pick his brain here: Calendly | Sam May or if you’d like to apply for a mortgage loan and get an approval letter, start here: All Western Mortgage | Sam May.
Sam’s focus when managing client and partner relationships is simple; “be relentless in the pursuit to help my clients achieve the best outcome, be honest and direct in all my dealings, and treat each and every one like family.”
Sam has been in the mortgage business since 2002. He’s owned and operated multiple mortgage brokerages, a real estate brokerage, and even an escrow company. He joined All Western Mortgage in 2020 and says “the company’s commitment to service, seamless technology, and low rates and fees deliver the high level home buying experience that my clients deserve.”
Sam is a self-proclaimed family man, with two “children” attending college and another one in trade school. His wife also works in the mortgage and real estate industry, so you could say real estate services run in the family. They live in San Diego and when not working hard, the family enjoys hiking Black Mountain and playing in the waters of Del Mar.
“Sam May and his team were IMPECCABLE to work with. By a WIDE margin the EASIEST mortgage transaction I have ever been involved with. They knew what they needed, managed expectations all around, kept me abreast of what was happening throughout the process. ABSOLUTELY AWESOME TRANSACTION.”
– Joseph Barnes
“Sam May exceeded all expectations and really went above and beyond for us. He made the entire process smooth and was very thorough in his communication. Honestly he had this entire experience very pleasing and took the extra time to really help us understand the process which we appreciated. He is professional, extremely knowledgeable and overall pleasant to work with. I will definitely be reaching out again for future needs and referring him to others.”
– Shiloh Reed
“Working with Sam May was a delight. He took so much time to explain every tiny detail to me about refinancing and he stayed on the phone with me until I understood everything 100%. He was patient, understanding, and accommodating; we are totally happy with our experience with him.”
– Amy Madden
“Sam was wonderful to work with. As a first time home buyer, he was thorough with all of the explanations and communicative every step of the way in order to ensure that I understood the process and what to expect. Could not recommend enough!”
– Amy Strack
“Sam and his team were OUTSTANDING. They were thorough, timely, and explained the why and how the process worked and issues they were working through to get the loan/refinancing completed on time. I went to 4 brokers before a friend referred me to Sam. HE was the only one that knew about VA loans and had a thorough understanding of the process. That really helped me not worry, and leave it in his ,(and teams), to handle things and inform me when they needed something. Honestly, I could not be happier with my experience, and my sister is also using Movement Mortgage to refinance. I raved to her about their professionalism and depth of knowledge. Thank you so much to the entire team. I am grateful.”
– M. Lodyga
“Sam May exceeded my wife’s and I expectations on purchasing our forever home. Here is our story and why we will always use and recommend Sam in the future. At the time our offer was accepted I had already been approved by two other lenders when our realtor said we should inquire with Sam. I did and it was the best decision my wife and I made. During our first conversation we talked for 45 minutes and I explained we were already approved by two other banks. Never rushed, he went over different scenarios answering all of our questions. Sam and Movement Mortgage beat my two other offers and we decided to move forward with them with an amazing rate! One of the most impressive things working with Sam is his response time when a question needed to be answered. This is something I wasn’t experiencing with the other lenders and is priceless. If I sent him a text I would get an answer immediately and if we needed to talk I would get a phone call. Sam always has your best interest at heart.”
– Eric & Jessica Soliz
You’ve got questions and we can’t wait to answer them.